Reason #67 why I have stated over and over that the worst place to save and store your money is retirement accounts (aside from the free employer match). Your money is in financial prison, and you have little to no access to it, in times like these when the government shuts down and stop paying employees, while they continue to receive their pay. Stop saving in retirement accounts and start saving in your own privatized family banking system which has been around for over 200 years, long before the Wall Street Cartel created retirement accounts.